Northwood Fire upgrades mean lower insurance rates for residents - Toledo News Now, Breaking News, Weather, Sports, Toledo

Northwood Fire upgrades mean lower insurance rates for residents

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NORTHWOOD, OH (Toledo News Now) -

You may not know it, but the rating your local fire department receives on periodic evaluations directly affects the price of your homeowner's insurance. The same is true for renters, commercial and industrial property insurance.

Northwood residents could soon get a break on their insurance; the city's fire department recently improved its rating. At the time of its last evaluation a decade ago, Northwood fire received a rating of 5. Now, that rating has dropped to a 4. The closer a rating is to a 1, the better for the department.

The department's chief says new equipment, 24-hour staffing, and mutual aid agreements with other departments helped them lower the rating.

"There's 49,000 fire departments that were evaluated and I think there was only 4,000 or so that got a class four. Class one, there's only 60 in the country that are a class one," said Northwood Fire Chief Joel Whitmore.

Whitmore says Northwood is only a few points from a 3 rating. The department is currently looking for more volunteer firefighters. More people fighting fires, even volunteers, would mean a lower rating for the department.

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